HOLIDAY DESCRIPTION BANKS COMMERCE
Dec. 25, 2016 Christmas Day (1) Closed Closed
Dec. 26 Christmas Day Observed (1) Closed Closed
Jan. 1, 2017 New Year’s Day (1) Closed Closed
Jan. 2 New Year’s Day Observed (1) Closed Closed
Jan. 6 Three Kings’ Day Closed (1) Closed
Jan. 16 Martin Luther King’s birthday Closed Open *
Feb. 20 Presidents’ Day Closed ** Open *
March 22 Emancipation Day Closed ** Open *
April 14 Good Friday (1) Closed Closed
April 16 Easter Day Closed Closed
May 14 Mother’s Day (1) Closed Closed
May 29 Memorial Day Closed ** Open *
June 18 Father’s Day (1) Closed Closed
July 4 Independence Day (U.S.) Closed ** Open *
July 25 P.R. Constitution Day Closed ** Open *
Sept. 4 Labor Day Closed ** Open *
Oct. 9 Columbus Day Closed ** Open *
Nov. 11 Veteran’s Day Closed ** Open *
Nov. 20 Discovery of P.R. Day Closed ** Open *
Nov. 23 Thanksgiving Day (1) Closed Closed
Dec. 25 Christmas Day (1) Closed Closed

Holiday that fall on a Sunday are observed the following Monday.
(1) Mandatory all-day closing for commerce.
* Check with the commercial establishment for specific schedules.
** Check with your bank. Branches in shopping centers or stores sometimes are open during regular hours.